Response Handling

This page describes the codes the API returns to report the outcome of a transaction. There are two distinct types:

Raw Response Codes — transmitted directly by card networks via ISO protocol. They appear in the reason_code field and cover both approved and declined transactions.
Error Codes — returned by Getnet with a 400 Bad Request HTTP status when a transaction fails validation before reaching the card network.

Raw Response Codes

Raw response codes originate from the card network, not from Getnet. They are transmitted via ISO protocol and reflect the issuer’s authorization decision. These codes cover both successful approvals and declines as they are not HTTP error codes and are unrelated to 400 Bad Request responses.

The code appears in the reason_code field of the API response.

Merchant Advice Code (MAC) — Mastercard

To protect sensitive decline reasons from potential fraudsters, Mastercard uses three unique response codes. When an issuer declines an authorization and sends a sensitive response code, Mastercard converts the original code to one of these three values:

79 (Life Cycle)
82 (Politics)
83 (Fraud/Security)

The acquirer and the merchant receive only the unique Mastercard code in the authorization response.

Without access to the specific decline reason, the merchant needs additional information to determine whether the decline is reversible and whether to retry the authorization. To address this, Mastercard defines the Merchant Advice Code (MAC).

The MAC code indicates whether to retry the transaction and, if so, what action the merchant must take before retrying. The possible MAC values are:

01 — Updated or additional information required
02 — Try again later
03 — Do not retry
04 — Token requirements not fulfilled for this token type
U — Payment canceled — do not resubmit

When the response code is 51 (Insufficient Funds/Over Credit Limit), Mastercard may include additional retry-timing advice in the MAC field. The leading digit indicates the time unit: 1 for hours, 2 for days:

101 = 1 hour
124 = 24 hours
202 = 2 days
204 = 4 days
206 = 6 days
208 = 8 days
210 = 10 days

The API returns the MAC code in the merchant_advice_code field of the 200 response for all card payments.

FROM TO Mastercard × Getnet

Getnet maps original Mastercard network codes to internal codes that align with the return-grouping rules used across other card networks.

MAC Mastercard	FROM TO MAC Getnet	Description	Classification
01	01	Updated/additional information needed	Reversible
02	02	Try Again Later	Reversible
03	03	Do Not Try Again	Irreversible
04	04	Token requirements not fulfilled for this token type	Reversible
21	U	Payment Cancellation — Do not resubmit transaction	Reversible
24	101	Try after 1 hour	Reversible
25	124	Try after 24 hours	Reversible
26	202	Try after 2 days	Reversible
27	204	Try after 4 days	Reversible
28	206	Try after 6 days	Reversible
29	208	Try after 8 days	Reversible
30	210	Try after 10 days	Reversible

Response Code and MAC Combinations

Mastercard exclusively uses MAC codes 101, 124, 202, 204, 206, 208, and 210. Issuers may also send the remaining codes (01, 02, 03, 04, and U) as advisory messages alongside other ABECS return codes. Retry the transaction only when the MAC code marks it as reversible.

Response Code	MAC	Description	Guidance	Classification
79 or 82	01	Updated/additional information needed	Updated information is available in the Mastercard ABU database. Verify the new details before retrying.	Reversible
79 or 82	03	Do Not Try Again	No updated credentials found in the Mastercard ABU database. Do not retry.	Irreversible
83	01	Updated/additional information needed	Verify that the card information is correct. To improve approval likelihood, retry with authentication (for example, 3DS).	Reversible
83	03	Do Not Try Again	Suspected fraud. Do not retry.	Irreversible
79, 82, 83	02	Try Again Later	Try again later.	Reversible
51	101	Try after 1 hour	Retry after 1 hour.	Reversible
51	124	Try after 24 hours	Retry after 24 hours.	Reversible
51	202	Try after 2 days	Retry after 2 days.	Reversible
51	204	Try after 4 days	Retry after 4 days.	Reversible
51	206	Try after 6 days	Retry after 6 days.	Reversible
51	208	Try after 8 days	Retry after 8 days.	Reversible
51	210	Try after 10 days	Retry after 10 days.	Reversible

Card Network Response Codes

The table below lists all response codes returned by AMEX, Maestro, Mastercard, and Visa. A dash (—) indicates the code is not used by that brand. Numeric codes are listed first in ascending order, followed by alphanumeric codes.

Code	AMEX	Maestro	Mastercard	Visa
0	APPROVED	APPROVAL COMPLETED	APPROVAL OR COMPLETED SUCCESSFULLY	APPROVAL COMPLETED
1	APPROVE WITH ID	DECLINE, REFER TO CARD ISSUER	REFER TO ISSUER	REFER TO CARD ISSUER
2	PARTIAL APPROVAL	—	—	REFER TO CARD ISSUER - SPECIAL CONDITIONS
3	APPROVED VIP	—	INVALID MERCHANT	INVALID MERCHANT OR SERVICE PROVIDER
4	—	CAPTURE CAPTURE CARD	CAPTURE CARD	PICK UP CARD
5	—	DECLINE, MDS USE ONLY	DO NOT HONOR	DO NOT HONOR
6	—	—	—	ERROR
7	—	—	—	PICK UP CARD - SPECIAL CONDITIONS
8	—	—	APPROVE WITH ID	—
10	—	MERCHANT TERMINAL CAN ACCEPT PARTIAL APPROVALS	PARTIAL APPROVAL AMOUNT	AC_APPRV_PART_AMT
11	—	—	—	VIP APPROVAL
12	—	DECLINE, INVALID TRANSACTION	INVALID TRANSACTION	INVALID TRANSACTION
13	—	DECLINE, INVALID AMOUNT	INVALID AMOUNT	INVALID AMOUNT
14	—	DECLINED, INVALID PAN	INVALID CARD NUMBER	INVALID ACCOUNT NUMBER
15	—	DECLINE, INVALID ISSUER	INVALID ISSUER	NO SUCH ISSUER
19	—	—	—	RE-ENTER TRANSACTION
21	—	—	—	NO ACTION TAKEN
25	—	—	UNABLE TO LOCATE RECORD ON FILE	UNABLE TO LOCATE RECORD IN FILE
27	—	—	FILE UPDATE FIELD EDIT ERROR	—
28	—	—	—	FILE UNAVAILABLE
30	—	DECLINE, MESSAGE FORMAT ERROR	FORMAT ERROR	FORMAT ERROR
39	—	—	—	NO CREDIT ACCOUNT
40	—	—	REQUESTED FUNCTION NOT SUPPORTED	—
41	—	CAPTURE LOST CARD	LOST CARD	LOST CARD (PICK-UP)
43	—	CAPTURE STOLEN CARD	STOLEN CARD	STOLEN CARD (PICK-UP)
46	—	DENY ACCOUNT CLOSED	DENY ACCOUNT CLOSED	CLOSED ACCOUNT
51	—	DECLINE INSUFFICIENT FUNDS	INSUFFICIENT FUNDS OR OVER CREDIT LIMIT	INSUFFICIENT FUNDS
52	—	—	—	NO CHECKING ACCOUNT
53	—	—	—	NO SAVINGS ACCOUNT
54	—	DECLINE EXPIRED CARD	EXPIRED CARD	EXPIRED CARD
55	—	DECLINED, INVALID PIN	INVALID PIN	INCORRECT PIN
57	—	DECLINE TRANSACTION DISALLOWED TO ISS/CRDHLDR	TRANSACTION NOT PERMITTED TO ISS OR CARDHOLDER	—
58	—	DECLINE TRANSACTION DISALLOWED TO ISS/CRDHLDR	TRANSACTION NOT PERMITTED TO ACQ OR TERMINAL / TRANS NOT PERMITTED TO ACQUIRER OR TERMINAL	TRANSACTION NOT ALLOWED AT TERMINAL
59	—	—	—	DENY SUSPECTED FRAUD
61	—	DECLINE EXCEEDS WITHDRAWAL LIMIT	EXCEEDS WITHDRAWAL AMOUNT LIMIT	EXCEEDS WITHDRAWAL AMOUNT LIMIT
62	—	DECLINE RESTRICTED CARD	RESTRICTED CARD	RESTRICTED CARD
63	—	ERROR IN DECRYPTION OF PIN BLOCK	SECURITY VIOLATION	SECURITY VIOLATION
64	—	—	—	TRANSACTION DOES NOT MEET AML REQUIREMENT
65	—	DECLINE EXCEEDS WITHDRAWAL COUNT LIMITS	EXCEEDS WITHDRAWAL COUNT LIMIT	ACTIVITY COUNT LIMIT EXCEEDED
68	—	RESPONSE RECEIVED LATE	—	RESPONSE RECEIVED LATE
70	—	—	CONTACT CARD ISSUER	PIN DATA REQUIRED
71	—	MESSAGE OUT OF EXCEPTION CYCLE SEQUENCE	PIN NOT CHANGED	MESSAGE OUT OF EXCEPTION CYCLE SEQUENCE
72	—	DENY CARD NOT YET EFFECTIVE	DENY CARD NOT YET EFFECTIVE	EXCEPTION CYCLE TIME EXPIRED
75	—	DECLINE ALLOWABLE NUMBER OF PIN TRIES EXCEEDED	ALLOWABLE NUMBER OF PIN TRIES EXCEEDED	PIN TRIES EXCEEDED
76	—	DECLINE INVALID TO ACCOUNT SPECIFIED	INVALID OR NONEXISTENT TO ACCOUNT SPECIFIED	UNABLE TO LOCATE PREVIOUS MESSAGE
77	—	DECLINE INVALID FROM ACCOUNT SPECIFIED	INVALID OR NONEXISTENT FROM ACCOUNT SPECIFIED	—
78	—	DECLINE INVALID ACCOUNT SPECIFIED	INVALID OR NONEXISTENT ACCOUNT SPECIFIED	BLOCKED, FIRST USED OR CARDHOLDER NOT ACTIVATED
79	—	LIFECYCLE	LIFECYCLE	ALREADY REVERSED (BY SWITCH)
80	—	DECLINE SYSTEM NOT AVAILABLE	DUPLICATE ADD - ACTION NOT PERFORMED	REVERSAL RESPONSE TO DECLINED ORIGINAL
81	—	—	DOMESTIC DEBIT TRAN NOT ALLOWED	PIN CRYPTOGRAPHIC ERROR
82	—	POLICY	POLICY	INCORRECT CVV
83	—	SECURITY	SECURITY	—
84	—	—	INVALID AUTHORIZATION LIFE CYCLE	—
85	—	NA VALID FOR AVS ONLY REQUESTS	NOT DECLINED	APPROVED
86	—	—	PIN VALIDATION NOT POSSIBLE	UNABLE TO VERIFY PIN
88	—	—	CRYPTOGRAPHIC FAILURE	—
89	—	—	UNACCEPTABLE PIN - TRANSACTION DECLINED - RETRY	INELIGIBLE TO RECEIVE FNCL INFO (810 RESPONSE)
91	—	DECLINE UNABLE TO ROUTE TRANSACTION	AUTHORIZATION SYSTEM OF ISSUER INOPERATIVE	ISSUER UNAVAILABLE OR SWITCH INOPERATIVE
92	APPROVED (EXPRESS REWARDS PROGRAM)	DECLINE UNABLE TO ROUTE TRANSACTION	UNABLE TO ROUTE TRANSACTION	DESTINATION CANNOT BE FOUND FOR ROUTING
93	—	—	—	VIOLATION OF LAW
94	—	DECLINE DUPLICATE TRANSMISSION DETECTED	DUPLICATE TRANSMISSION DETECTED	—
96	—	DECLINE SYSTEM ERROR	SYSTEM ERROR	SYSTEM MALFUNCTION
100	DENY	—	—	—
101	EXPIRED CARD / INVALID EXPIRATION DATE	—	—	—
106	EXCEEDED PIN ATTEMPTS	—	—	—
107	PLEASE CALL ISSUER	—	—	—
109	INVALID MERCHANT	—	—	—
110	INVALID AMOUNT	—	—	—
111	INVALID ACCOUNT	—	—	—
115	REQUESTED FUNCTION NOT SUPPORTED	—	—	—
117	INVALID PIN	—	—	—
119	CARD MEMBER NOT ENROLLED / NOT PERMITTED	—	—	—
122	INVALID CARD SECURITY CODE	—	—	—
125	INVALID EFFECTIVE DATE	—	—	—
130	DENY, STRONG CUSTOMER AUTHENTICATION REQUIRED	—	—	—
181	FORMAT ERROR	—	—	—
183	INVALID CURRENCY CODE	—	—	—
187	DENY - NEW CARD ISSUED	—	—	—
188	DENY - ACCOUNT CANCELED	—	—	—
189	DENY - CANCELED OR CLOSED MERCHANT	—	—	—
194	DENY, INVALID REGION CODE	—	—	—
200	DENY - PICK UP CARD	—	—	—
400	REVERSAL ACCEPTED	—	—	—
800	NW MANAGEMENT APPROVED	—	—	—
900	ACCEPTED - ATC SYNCHRONIZATION	—	—	—
909	SYSTEM MALFUNCTION	—	—	—
911	ISSUER TIMEOUT	—	—	—
912	ISSUER NOT AVAILABLE	—	—	—
1A	—	—	—	ADDITIONAL CUSTOMER AUTHENTICATION REQUIRED
5C	—	—	—	TRANSACTION NOT SUPPORTED / BLOCKED BY ISSUER
6P	—	—	—	VERIFICATION DATA FAILED
9G	—	—	—	BLOCKED BY CARDHOLDER / CONTACT CARDHOLDER
B2	—	—	—	SURCHARGE AMT NOT SUPPORTED BY DEBIT NETWORK ISS
N3	—	—	—	CASH SERVICE NOT AVAILABLE
N4	—	—	—	CASH REQUEST EXCEEDS ISSUER LIMIT
N7	—	—	—	CVV2 FAILURE
N8	—	—	—	TRANSACTION AMT EXCEED PREAUTHORIZED APPR AMOUNT
P0	—	—	—	APPROVED - PVID CODE MISSING OR HAS EXPIRED
P1	—	—	—	DECLINED - PVID CODE MISSING OR HAS EXPIRED
P5	—	—	—	DENIED PIN UNBLOCK
P6	—	—	—	DENIED PIN CHANGE
Q1	—	—	—	CARD AUTHENTICATION FAILED
R0	—	—	—	DENY SPECIFIC STOP PAYMENT
R1	—	—	—	DENY ALL STOP PAYMENTS
Z5	—	—	—	VALID ACCOUNT BUT AMOUNT NOT SUPPORTED

Error Codes

Getnet returns these codes with a 400 Bad Request HTTP status when a transaction fails validation or violates a business rule before reaching the card network.

Error Code	Description	Meaning
1	The seller informed was not found	The seller does not exist or is not integrated with the platform.
2	Seller not active	The seller exists but is not active.
3	Terminal not found for this operation	The terminal code does not exist or is not integrated with the platform.
4	Terminal not active	The terminal exists but is not active.
5	Product not found for requested operation	The product does not exist or is not integrated with the platform.
6	Acquirer product not active	The product exists but is not active.
7	Card not accepted for this operation	The BIN is unsupported or the BIN table is outdated.
8	Unable to refund the transaction. It can only be canceled.	The transaction supports cancellation only, not refunds.
9	The date limit to refund the transaction was expired	The refund window has expired.
10	Denied, it’s not possible to refund a `{transaction_status}` transaction	The transaction status does not permit refunds.
11	The acquirer informed was not found	The acquirer does not exist or is not integrated with the platform.
12	Operation not available for card	The requested operation does not match the BIN lookup result.
13	Swiped accepted only with sign authorization	Magnetic operations support offline PIN validation only.
14	Transaction not found	No transaction matches the provided parameters.
15	Transaction not found with payment_id: `{payment_id}`	No transaction matches the provided `payment_id`.
16	Denied. It’s not possible to cancel a `{transaction_status}` transaction	The transaction status does not permit cancellation.
17	It’s not possible to cancel. More than one transaction has been found	More than one transaction matches the provided parameters.
18	The date limit to cancel the transaction was expired	The cancellation window has expired.
19	The date limit to undo the transaction was expired	The undo window has expired.
20	Acquirer code not informed	The acquirer code field is empty.
21	The capture time limit is over	The capture window has expired.
22	Denied. It’s not possible to capture a `{status}` transaction	The transaction status does not permit capture.
23	The country_code not found	`country_code` is not configured for the seller or acquirer.
24	The AID not found	The AID is not in the registered AID list.
25	Denied. It’s not possible to reverse a transaction that has already been printed	Transactions with a printed receipt do not support reversal.
26	Denied. It’s not possible to reverse a `{status}` transaction	The transaction status does not permit reversal.
27	Seller with seller_code `{sellerCode}` can’t be found	No seller matches the provided `seller_code`.
28	Seller with seller_id `{sellerId}` can’t be found	No seller matches the provided `seller_id`.
29	Merchant with merchant_id `{merchantId}` can’t be found	No merchant matches the provided `merchant_id`.
30	Terminal `{terminalCode}` not found for this operation	No terminal matches the provided terminal code.
31	Cannot find tokenized data	No tokenized data found for this reversal or cancellation.
32	Card not found	The system cannot extract the card number from the provided card data.
33	Empty timezone info	The system cannot extract timezone information from the transaction.
34	Denied. It’s not possible to do an installment transaction with the operation `{operation}`	Installment transactions require the `credit` operation.
35	CVM is required for entry_mode CHIP	CVM is required when the entry mode is `CHIP`.
36	CVM mode not available	The CVM value is not recognized.
37	Service Code is required when CVM not present and entry_mode is CHIP_CONTACTLESS	Service Code is required when CVM is absent and the entry mode is `CHIP_CONTACTLESS`.
38	Service Code is required for entry_mode MAGNETIC	Service Code is required when the entry mode is `MAGNETIC`.
39	Service code method not available	The Service Code value is not recognized.
40	Denied. It’s not possible to reverse the transaction	Payment data without a receipt must contain exactly one record.
41	Denied. Card not accepted for non-productive environment	The card is not on the allowed list for non-production environments.
42	Denied. Brand `{brand}` not supported for authentication flow	3DS authentication supports Visa and Mastercard only.
43	Denied. Transaction already been captured with a different amount	The capture amount does not match the originally authorized amount.
44	Denied. Operation `{operation}` not available for brand `{brand}`	The card brand does not support this operation.
45	Transaction already exists with provided keys	A transaction with the same keys already exists.
46	No valid transactions to capture	No valid transaction is available to capture.
47	Confirmation denied. The maximum amount of `{amount}` exceeded	The confirmation amount exceeds the maximum allowed.
48	Confirmation denied. Transaction already captured	The transaction was already captured.
49	Denied. It’s not possible to re-authorize a `{status}` transaction	The transaction status does not permit re-authorization.
50	Deny. Pre-authorization is not allowed for `{brand}` brand	The card brand does not support pre-authorization.
51	Deny. Installments are not allowed for `{brand}` brand	The card brand does not support installments.
52	Denied. Skip payment is not allowed for American Express brand	American Express does not support skip payment installments.
53	Denied. Product not found with `{installment.number}` installments	No product is configured for the specified installment count.
54	Installments product not found	No installment product is configured.
55	The transaction_channel_type is invalid or not found	The `transaction_channel_type` value is invalid or not configured.
56	This seller does not have a `{brand}` affiliation	The seller does not have a `{brand}` affiliation registered.
57	Merchant category with code `{code}` can’t be found	No merchant category matches the provided `merchant_category_code`.
58	Card data does not match the original transaction data	The card number does not match the BIN or transaction summary.
59	Card info can’t be found	No card information matches the provided data.
60	It’s not possible to do a reversal. More than one transaction has been found	More than one transaction matches the reversal parameters.
61	Switch code not found for `{brand}` at acquirer with code `{acquirer_code}`	No switch code is configured for the brand and acquirer combination.
62	Denied, duplicated seller	More than one seller record matches the provided data.
63	Deny. Manual transaction not accepted	Manual card entry is not permitted in card-present transactions.
64	PIN online is not allowed for `{brand}`	The card brand does not support online PIN.
65	Installment is not available for this acquirer switch	The acquirer switch does not support installments.
66	Denied, the amount is not the same as the original amount	The amount does not match the original transaction amount.
67	The transaction amount of QPS must be lower than or equal	The transaction amount exceeds the QPS threshold.
68	Denied. Transaction already refunded	The transaction was already refunded.
69	Denied. The amount must be less than or equal to the original amount	The refund amount exceeds the original authorized amount.
70	Denied. Operation `{operation}` not available for `{situation.status}` transaction	The transaction status does not permit this operation.
71	Denied. The last 4 digits of the card are incorrect	The last 4 digits of the card do not match.
72	Denied. The tip percentage must be less than or equal to 20% of the total amount	The tip percentage exceeds 20% of the total amount.
73	Denied, card number does not agree with mod10 algorithm	The card number fails the Luhn (mod10) check.
74	Denied. Special Payment `{specialPaymentIndicator}` is not allowed for `{brand}` brand	The card brand does not support this special payment indicator.
75	Denied. Tip is not allowed for `{brand}` brand	The card brand does not support tips.
76	Denied. Dynamic currency conversion is not allowed for `{brand}` brand	The card brand does not support dynamic currency conversion.
77	Denied. Dynamic currency conversion is not allowed for this seller	The seller is not configured for dynamic currency conversion.
78	Denied. Recurring is not allowed for `{brand}` brand	The card brand does not support recurring transactions.
79	Denied. Brand `{brand}` not supported for wallet flow	Wallet flow supports Visa and Mastercard only.
80	Denied. This brand `{brand}` does not accept zero amount	The card brand does not support zero-amount authorizations.
81	Denied. An error occurred when tokenizing data	An error occurred during tokenization.
82	The authorization was not routed to the scheme. It is not necessary to send a `{operation}` request.	The original transaction was not routed to the scheme. No follow-up operation is needed.
83	The selected_account is only valid for Maestro transactions	`selected_account` is valid for Maestro transactions only.
84	The reference_code has already been used. Send a different reference_code.	The `reference_code` is already in use. Provide a different value.
85	Denied. The amount must be greater than `{minimumAmount}`	The refund amount is below the minimum allowed.
86	Denied. Card verification is not allowed for `{brand}` brand	The card brand does not support card verification.
87	Denied. Card verification is not allowed for this seller	The seller is not configured for card verification.
88	Denied. Insufficient balance for this transaction	The available balance is insufficient for this refund.
89	Denied. Expire operation is not allowed for `{brand}` brand	The card brand does not support the expire operation.
90	Denied. The date limit to capture was not expired	The capture date limit has not yet passed.
91	Denied. It’s not possible to expire a `{transactionStatus}` transaction	The transaction status does not permit expiry.
92	It’s not possible to `{operation}` with different terminal.	The reversal must use the same terminal as the original transaction.
93	Transaction Not Allowed. Contact your card issuer for more information.	The transaction was denied by fraud analysis or for an undisclosed reason.
94	Denied. Airline is not allowed for `{brand}` brand	The card brand does not support airline transactions.
95	Affiliation of transaction must be either amex_optblue or amex_switch	The affiliation must be either `amex_optblue` or `amex_switch`.
96	The transaction amount is lower than the minimum value.	The transaction amount is below the acquirer’s configured minimum.
97	Taxes calculation failed	Tax calculation failed.
98	Cents not accepted for CLP currency	CLP currency does not accept cent amounts.
99	Report days more than allowed	The requested report period exceeds the maximum allowed.
100	It’s not possible to refund while another transaction is in progress	A refund is already in progress for this transaction.
101	Denied. Transaction not allowed	The transaction is not permitted. Contact the issuer for details.
103	Denied. The dynamic_mcc is not allowed	The acquirer does not permit `dynamic_mcc`. The value cannot be overridden.
104	Denied. It’s not possible to refund. More than one transaction has been found	More than one transaction matches the refund parameters.
105	Denied. The refund amount is over the maximum refund amount: `{maximumAmount}`	The refund amount exceeds the maximum of `{maximumAmount}`.
106	The sum of tip value and tip partial amount must equal the amount	The tip value and tip partial amount must equal the total amount.
107	Denied, `{voucher_type}` exceeded date limit of `{days}` days	The voucher has exceeded its allowed time limit.
108	Denied, `{voucherType}` is not allowed for `{brand}` brand	The card brand does not support this voucher type.
109	Denied. Refund is impossible yet because the migration is not completed	The seller migration is not complete. Refunds are unavailable until migration finishes.
110	According to Mastercard’s rule, one of these fields is required: security code, 3DS authentication, or tokenization data.	Per Mastercard’s rules, provide at least one of: security code, 3DS authentication, or tokenization data.
111	Currency must be the same used at the `{transactionType}` transaction	The currency must match the original transaction currency.
112	Denied, adjustments are not allowed by `{brand}` brand.	The card brand does not allow adjustments.
113	Denied, adjustments maximum number reached.	The transaction has reached the maximum number of adjustments.
114	Denied, amount exceeds the maximum adjustment limit.	The adjusted amount exceeds the maximum allowed increase.
115	Denied, amount exceeds the maximum capture limit.	The capture amount exceeds the maximum allowed increase.
116	Denied, amount does not reach the minimum capture limit.	The capture amount falls below the minimum allowed.
117	Denied, brand `{brand}` does not allow lowering the amount.	The card brand does not allow reducing the authorized amount.
118	Denied, brand `{brand}` does not allow pre_authorization for `{operation}` operation.	The card brand does not allow pre-authorization for this operation.
119	Denied, brand `{brand}` does not allow pre_authorization for prepaid cards.	The card brand does not allow pre-authorization for prepaid cards.
120	Denied, amount must be different from the last authorized.	The adjustment amount must differ from the last authorized amount.
121	Adjustment denied, pre-authorized transaction does not have dynamic_currency_conversion.	DCC adjustments require the original transaction to have included DCC.
122	Denied. Unable to decrypt tokenized PAN.	The HSM could not decrypt the tokenized PAN.
123	Denied, adjustments are allowed only for pre-authorized transactions.	Adjustments are only allowed for pre-authorized transactions.
124	Denied. It’s not possible to `{EnumPaymentOperation}` a `{transactionType}` transaction.	The `{EnumPaymentOperation}` operation is not permitted for `{transactionType}` transactions.
125	Denied. It is not possible to adjust. This transaction is currently expired.	The transaction has expired and cannot be adjusted.
126	Card not eligible for DCC transactions	The card BIN is not eligible for DCC.